January 15 is Martin Luther King, Jr., Day, a federal holiday and a day of remembrance. Martin Luther King, Jr., dedicated his life to creating and fostering equal rights for African Americans, and he died during his efforts to make his dream a reality. Diversity of skills, knowledge, and perspective is what you want when putting together a strong team. In a way, America is a super team of diverse members, all of whom dream of prosperity and success. Many people honor Martin Luther King, Jr., for dedicating his life to showing us that diversity is a strength.
It's the New Year! There's no better time to tell you about the new features we have in my Social Security. They not only save you time, but also put you in control of your retirement future.
A lot of people have a difficult time understanding the difference between Medicare and Medicaid. Both programs begin with the letter "M." They're both health insurance programs run by the government. People often ask questions about what Medicare and Medicaid are, what services they cover, and who administers the programs.
During the holiday season, most of us focus on the children we love. Caring for children is one of the best ways to safeguard the future. And we at Social Security know a thing or two about helping children.
Social Security is with you throughout life's journey. We're here for you if the unexpected happens. We are there for you when you finally stop working as well. We provide vital financial support to tens of millions of American workers, primarily through retirement benefits. But we're also there for you if the unexpected happens and a serious medical condition stops you from working and being able to support yourself and your family.
It's the morning of a busy day at home and you get a call from an unknown number. You answer only to find yourself on the receiving end of a threatening message saying your Social Security benefits will stop immediately unless you provide your personal information. It happens every day to thousands of Americans. And it's not Social Security calling.
Next payday, when you see a portion of your wages go toward FICA taxes, rest easier knowing that your investment in Social Security brings a lifetime of protections for you and your family. From your first job and throughout your career, we track your earnings and give you credits for the contributions you've made through payroll taxes. Those credits can translate into important future benefits. As you prepare for a financially secure future, you should know about these five benefits that you, your spouse, and your children may become eligible for through Social Security:
Social Security has a toolbox full of resources on its website, www.socialsecurity.gov , to help you with your financial planning. With so many resources, maybe it's easier if we highlight one of our "best." B.E.S.T. is the Benefit Eligibility Screening Tool, available at https://ssabest.benefits.gov . It can help you find out if you might be eligible for retirement, disability, survivors, Supplemental Security Income, or Medicare benefits. Although B.E.S.T. asks you a series of questions to determine your eligibility, they are not personal in nature and the answers are not stored.
Disability is something many people aren't faced with in a direct way. The reality is, a 20-year-old worker currently has a one-in-four chance of becoming disabled before reaching retirement age. That makes Social Security disability benefits something you should learn about and understand. One fact you should know is Social Security's definition of disability: the inability to work because of a severe condition that is expected to last for a year or end in death.
Supporting veterans and active duty members of the military is a key part of Social Security's mission. Our disability program has helped countless wounded warriors and their loved ones. Every Veterans Day, the nation collectively honors the brave people who risk their lives to protect our country. For those who return home with injuries, Social Security is a resource they can turn to for disability benefits. Social Security's Wounded Warriors website is at www.socialsecurity.gov/woundedwarriors .